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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,004 | $162,136-54.4% | $152,301-51.4% | $154,746-52.2% |
| Participation rate | 83.3% | 84.1%-0.8pp | 82.4%+0.9pp | 80.7%+2.6pp |
| Annual return | 22.13% | 91.02%-68.9pp | 80.50%-58.4pp | 172.34%-150.2pp |
| Employer contribution / active EE | $2,172 | $4,890-55.6% | $4,624-53.0% | $4,379-50.4% |
| Participant deferral / active EE | $4,410 | $8,341-47.1% | $8,004-44.9% | $6,730-34.5% |
| Admin fee / account holder | $682 | $15,759-95.7% | $14,398-95.3% | $14,365-95.3% |