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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,465 | $165,381-93.1% | $149,730-92.3% | $158,966-92.8% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 40.57% | 348.29%-307.7pp | 276.70%-236.1pp | 302.95%-262.4pp |
| Employer contribution / active EE | $1,868 | $5,104-63.4% | $4,645-59.8% | $4,762-60.8% |
| Participant deferral / active EE | $6,205 | $7,182-13.6% | $6,843-9.3% | $5,983+3.7% |
| Admin fee / account holder | $556 | $10,809-94.9% | $9,310-94.0% | $11,250-95.1% |