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| Provider | Service type | Compensation |
|---|---|---|
IMA WEALTH INC1 year Service code 27 · EIN 48-1233289 | Advisory (Plan) | $10,000 |
THE VANGUARD GROUP, INC.1 year Service code 15 · EIN 23-1945930 | Recordkeeping | $2,374 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,099 | $93,598-47.5% | $135,974-63.9% | $75,173-34.7% |
| Participation rate | 84.0% | 75.2%+8.8pp | 81.9%+2.1pp | 67.2%+16.8pp |
| Annual return | 31.47% | 30.89%+0.6pp | 68.30%-36.8pp | 160.72%-129.2pp |
| Employer contribution / active EE | $7,148 | $3,538+102.0% | $4,859+47.1% | $2,671+167.6% |
| Participant deferral / active EE | $18,739 | $6,405+192.5% | $7,760+141.5% | $4,126+354.1% |
| Admin fee / account holder | $76 | $6,978-98.9% | $10,767-99.3% | $5,651-98.7% |