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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,257 | $82,674-44.0% | $125,363-63.1% | $68,495-32.5% |
| Participation rate | 80.5% | 75.0%+5.4pp | 82.4%-1.9pp | 67.9%+12.6pp |
| Annual return | -13.58% | -5.97%-7.6pp | 572.15%-585.7pp | -7.84%-5.7pp |
| Employer contribution / active EE | $5,221 | $3,382+54.4% | $4,815+8.4% | $2,596+101.1% |
| Participant deferral / active EE | $12,454 | $6,111+103.8% | $7,447+67.2% | $4,028+209.2% |
| Admin fee / account holder | $2,582 | $6,276-58.9% | $10,005-74.2% | $5,403-52.2% |