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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,214 | $217,432-67.7% | $185,849-62.2% | $167,536-58.1% |
| Participation rate | 66.7% | 86.1%-19.4pp | 81.7%-15.0pp | 82.1%-15.4pp |
| Annual return | 11.73% | 148.42%-136.7pp | 122.10%-110.4pp | 478.82%-467.1pp |
| Employer contribution / active EE | $2,298 | $5,875-60.9% | $5,169-55.5% | $4,839-52.5% |
| Participant deferral / active EE | $5,231 | $6,357-17.7% | $5,569-6.1% | $6,342-17.5% |
| Admin fee / account holder | $22,233 | $19,818+12.2% | $16,244+36.9% | $12,315+80.5% |