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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,666 | $175,231-57.4% | $149,696-50.1% | $139,466-46.5% |
| Participation rate | 90.9% | 83.4%+7.5pp | 78.8%+12.1pp | 80.3%+10.6pp |
| Annual return | 20.54% | 166.77%-146.2pp | 134.46%-113.9pp | 373.66%-353.1pp |
| Employer contribution / active EE | $2,880 | $5,478-47.4% | $4,821-40.3% | $4,754-39.4% |
| Participant deferral / active EE | $5,872 | $6,521-10.0% | $5,682+3.3% | $6,712-12.5% |
| Admin fee / account holder | $318 | $16,155-98.0% | $13,212-97.6% | $11,409-97.2% |