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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,788 | $183,592-48.4% | $155,574-39.1% | $145,877-35.0% |
| Participation rate | 62.5% | 82.7%-20.2pp | 78.2%-15.7pp | 80.3%-17.8pp |
| Annual return | 15.29% | 61.37%-46.1pp | 64.87%-49.6pp | 551.28%-536.0pp |
| Employer contribution / active EE | $2,086 | $5,317-60.8% | $4,676-55.4% | $4,663-55.3% |
| Participant deferral / active EE | $4,443 | $6,466-31.3% | $5,629-21.1% | $6,691-33.6% |
| Admin fee / account holder | $409 | $19,316-97.9% | $15,914-97.4% | $13,402-96.9% |