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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $431,064 | $223,823+92.6% | $211,142+104.2% | $154,746+178.6% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 12.06% | 50.39%-38.3pp | 46.84%-34.8pp | 172.34%-160.3pp |
| Employer contribution / active EE | $189 | $6,787-97.2% | $6,442-97.1% | $4,379-95.7% |
| Participant deferral / active EE | $19,094 | $9,750+95.8% | $9,284+105.7% | $6,730+183.7% |
| Admin fee / account holder | $19,155 | $19,707-2.8% | $19,076+0.4% | $14,365+33.3% |