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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $392,695 | $201,344+95.0% | $184,243+113.1% | $145,877+169.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 14.77% | 29.01%-14.2pp | 28.82%-14.1pp | 551.28%-536.5pp |
| Employer contribution / active EE | $8,593 | $7,022+22.4% | $6,427+33.7% | $4,663+84.3% |
| Participant deferral / active EE | $20,423 | $9,807+108.3% | $9,132+123.6% | $6,691+205.3% |
| Admin fee / account holder | $32,708 | $16,382+99.7% | $13,914+135.1% | $13,402+144.1% |