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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,973 | $167,522+68.9% | $151,639+86.6% | $134,532+110.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -22.27% | 7.81%-30.1pp | 3.34%-25.6pp | 418.27%-440.5pp |
| Employer contribution / active EE | $33,638 | $6,828+392.6% | $6,165+445.6% | $4,741+609.5% |
| Participant deferral / active EE | $15,739 | $8,986+75.1% | $8,363+88.2% | $6,401+145.9% |
| Admin fee / account holder | $13,570 | $13,780-1.5% | $11,613+16.8% | $11,429+18.7% |