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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,503 | $184,000+14.4% | $162,185+29.8% | $152,909+37.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 17.10% | 150.80%-133.7pp | 115.61%-98.5pp | 345.46%-328.4pp |
| Employer contribution / active EE | $450 | $6,370-92.9% | $5,613-92.0% | $4,764-90.6% |
| Participant deferral / active EE | $15,908 | $8,033+98.0% | $7,297+118.0% | $5,851+171.9% |
| Admin fee / account holder | $7,236 | $13,124-44.9% | $10,844-33.3% | $11,601-37.6% |