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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $431,064 | $209,336+105.9% | $197,124+118.7% | $137,256+214.1% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 12.06% | 48.09%-36.0pp | 44.34%-32.3pp | 220.34%-208.3pp |
| Employer contribution / active EE | $189 | $6,591-97.1% | $6,227-97.0% | $4,156-95.5% |
| Participant deferral / active EE | $19,094 | $9,614+98.6% | $9,135+109.0% | $6,407+198.0% |
| Admin fee / account holder | $19,155 | $17,308+10.7% | $16,298+17.5% | $12,270+56.1% |