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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,729 | $148,623-56.4% | $135,974-52.4% | $139,466-53.6% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 24.85% | 79.30%-54.4pp | 68.30%-43.5pp | 373.66%-348.8pp |
| Employer contribution / active EE | $2,665 | $5,246-49.2% | $4,859-45.2% | $4,754-43.9% |
| Participant deferral / active EE | $4,412 | $8,103-45.5% | $7,760-43.1% | $6,712-34.3% |
| Admin fee / account holder | $18,735 | $12,406+51.0% | $10,767+74.0% | $11,409+64.2% |