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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,990 | $165,381-55.9% | $149,730-51.3% | $158,966-54.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 20.56% | 348.29%-327.7pp | 276.70%-256.1pp | 302.95%-282.4pp |
| Employer contribution / active EE | $2,482 | $5,104-51.4% | $4,645-46.6% | $4,762-47.9% |
| Participant deferral / active EE | $11,484 | $7,182+59.9% | $6,843+67.8% | $5,983+91.9% |
| Admin fee / account holder | $3,566 | $10,809-67.0% | $9,310-61.7% | $11,250-68.3% |