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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,456 | $157,296-66.0% | $141,191-62.1% | $152,897-65.0% |
| Participation rate | 85.7% | 84.8%+0.9pp | 82.5%+3.2pp | 82.5%+3.3pp |
| Annual return | 30.47% | 64.34%-33.9pp | 71.41%-40.9pp | 345.43%-315.0pp |
| Employer contribution / active EE | $2,789 | $5,262-47.0% | $4,736-41.1% | $4,764-41.4% |
| Participant deferral / active EE | $10,699 | $7,111+50.5% | $6,710+59.4% | $5,851+82.9% |
| Admin fee / account holder | $1,073 | $12,125-91.2% | $10,264-89.5% | $11,599-90.7% |