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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,109 | $102,429+182.3% | $147,096+96.5% | $80,925+257.3% |
| Participation rate | 97.5% | 75.9%+21.6pp | 82.2%+15.3pp | 67.7%+29.8pp |
| Annual return | 13.82% | 135.02%-121.2pp | 419.75%-405.9pp | 35.65%-21.8pp |
| Employer contribution / active EE | $9,682 | $3,716+160.6% | $4,936+96.2% | $2,756+251.3% |
| Participant deferral / active EE | $8,747 | $6,649+31.6% | $8,071+8.4% | $4,299+103.5% |
| Admin fee / account holder | $30,542 | $7,957+283.8% | $13,005+134.8% | $6,940+340.1% |