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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,109 | $102,422+182.3% | $147,117+96.5% | $80,959+257.1% |
| Participation rate | 97.5% | 75.9%+21.6pp | 82.2%+15.3pp | 67.7%+29.8pp |
| Annual return | 13.82% | 135.16%-121.3pp | 420.54%-406.7pp | 35.67%-21.9pp |
| Employer contribution / active EE | $9,682 | $3,717+160.5% | $4,932+96.3% | $2,757+251.2% |
| Participant deferral / active EE | $8,747 | $6,652+31.5% | $8,065+8.5% | $4,300+103.4% |
| Admin fee / account holder | $30,542 | $7,953+284.0% | $12,993+135.1% | $6,925+341.0% |