Retirement plan

EMPLOYEE BENEFIT PLAN OF ROSENTHAL, MORGAN AND THOMAS, INC.

Name: ROSENTHAL, MORGAN AND THOMAS, INC. - EMPLOYEE BENEFIT PLAN OF ROSENTHAL, MORGAN AND THOMAS, INC. (2019) Form 5500
Creator: ROSENTHAL, MORGAN AND THOMAS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYEE BENEFIT PLAN OF ROSENTHAL, MORGAN AND THOMAS, INC., ROSENTHAL, MORGAN AND THOMAS, INC.

ROSENTHAL, MORGAN AND THOMAS, INC.EIN 47-0914577Plan #001PY 2019

12747 OLIVE BLVD STE 250 - SAINT LOUIS, MO 631416278800-361-0363rmtcollects.comLinkedIn1-10 employees

Prospect flagsLow fidelity bond

How to read this page

Total assets (EOY)

$106K

+34.2% from 2018

Total participants

0.0% from 2018

Average account balance

$105,837

+34.2% from 2018

Annual return

16.27%

+21.78 pp from 2018

Benchmarks

See 119,358 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort119,358 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$280K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$140K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$33K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.46%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$24

$24 / participant

Other / not subdivided$24100.0%

% of EOY assets

0.023%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$105,837

$157,276-32.7%

$141,177-25.0%

$152,885-30.8%

Participation rate

100.0%

84.8%+15.2pp

82.5%+17.5pp

Annual return

16.27%

64.33%-48.1pp

71.40%-55.1pp

345.39%-329.1pp

Employer contribution / active EE

$6,300

$5,262+19.7%

$4,736+33.0%

$4,763+32.3%

Participant deferral / active EE

$7,875

$7,110+10.8%

$6,710+17.4%

$5,851+34.6%

Admin fee / account holder

$24

$12,123-99.8%

$10,263-99.8%

$11,598-99.8%

EMPLOYEE BENEFIT PLAN OF ROSENTHAL, MORGAN AND THOMAS, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYEE BENEFIT PLAN OF ROSENTHAL, MORGAN AND THOMAS, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion