Retirement plan

EMPLOYEE BENEFIT PLAN OF ROSENTHAL, MORGAN AND THOMAS, INC.

Name: ROSENTHAL, MORGAN AND THOMAS, INC. - EMPLOYEE BENEFIT PLAN OF ROSENTHAL, MORGAN AND THOMAS, INC. (2016) Form 5500
Creator: ROSENTHAL, MORGAN AND THOMAS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYEE BENEFIT PLAN OF ROSENTHAL, MORGAN AND THOMAS, INC., ROSENTHAL, MORGAN AND THOMAS, INC.

ROSENTHAL, MORGAN AND THOMAS, INC.EIN 47-0914577Plan #001PY 2016

12747 OLIVE BLVD STE 250 - SAINT LOUIS, MO 63141800-361-0363rmtcollects.comLinkedIn1-10 employees

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$44K

-35.0% from 2015

Total participants

-50.0% from 2015

Average account balance

$44,198

+30.0% from 2015

Annual return

3.26%

+3.70 pp from 2015

Benchmarks

See 11,489 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants<25

Cohort11,489 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$280K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$140K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$33K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.46%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$27K

$27160 / participant

Other / not subdivided$27K100.0%

% of EOY assets

61.451%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$44,198

$93,064-52.5%

$74,577-40.7%

$273,972-83.9%

Participation rate

100.0%

74.9%+25.1pp

68.1%+31.9pp

83.0%+17.0pp

Annual return

3.26%

26.18%-22.9pp

20.47%-17.2pp

41.46%-38.2pp

Employer contribution / active EE

$504

$3,160-84.0%

$2,525-80.0%

$4,869-89.6%

Participant deferral / active EE

$630

$4,160-84.9%

$3,458-81.8%

$5,287-88.1%

Admin fee / account holder

$27,160

$5,273+415.1%

$4,138+556.4%

$10,133+168.0%

EMPLOYEE BENEFIT PLAN OF ROSENTHAL, MORGAN AND THOMAS, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYEE BENEFIT PLAN OF ROSENTHAL, MORGAN AND THOMAS, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion