Retirement plan

EMPLOYEE BENEFIT PLAN OF ROSENTHAL, MORGAN AND THOMAS, INC.

Name: ROSENTHAL, MORGAN AND THOMAS, INC. - EMPLOYEE BENEFIT PLAN OF ROSENTHAL, MORGAN AND THOMAS, INC. (2015) Form 5500
Creator: ROSENTHAL, MORGAN AND THOMAS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYEE BENEFIT PLAN OF ROSENTHAL, MORGAN AND THOMAS, INC., ROSENTHAL, MORGAN AND THOMAS, INC.

ROSENTHAL, MORGAN AND THOMAS, INC.EIN 47-0914577Plan #001PY 2015

12747 OLIVE BLVD STE 250 - SAINT LOUIS, MO 63141800-361-0363rmtcollects.comLinkedIn1-10 employees

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$68K

No prior year

Total participants

No prior year

Average account balance

$33,991

No prior year

Annual return

-0.44%

No prior year

Benchmarks

See 9,819 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants<25

Cohort9,819 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$280K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$140K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$33K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.46%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E

Plan features

2E
Profit-sharing
Profit-sharing plan.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$19K

$9455 / participant

Other / not subdivided$19K100.0%

% of EOY assets

27.815%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$33,991

$84,518-59.8%

$67,704-49.8%

$125,389-72.9%

Participation rate

100.0%

74.8%+25.2pp

67.5%+32.5pp

83.2%+16.8pp

Annual return

-0.44%

2.57%-3.0pp

25.41%-25.9pp

282.24%-282.7pp

Employer contribution / active EE

$2,238

$3,292-32.0%

$2,559-12.6%

$4,866-54.0%

Participant deferral / active EE

$3,765

$4,430-15.0%

$3,585+5.0%

$5,352-29.6%

Admin fee / account holder

$9,455

$5,340+77.0%

$4,255+122.2%

$9,541-0.9%

EMPLOYEE BENEFIT PLAN OF ROSENTHAL, MORGAN AND THOMAS, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYEE BENEFIT PLAN OF ROSENTHAL, MORGAN AND THOMAS, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion