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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,272 | $166,089-67.3% | $164,928-67.1% | $145,978-62.8% |
| Participation rate | 92.3% | 82.0%+10.3pp | 78.6%+13.7pp | 80.3%+12.0pp |
| Annual return | 2.78% | 100.26%-97.5pp | 70.08%-67.3pp | 550.52%-547.7pp |
| Employer contribution / active EE | $0 | $5,276-100.0% | $4,343-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $5,248 | $6,961-24.6% | $6,034-13.0% | $6,690-21.5% |
| Admin fee / account holder | $2,834 | $16,641-83.0% | $12,684-77.7% | $13,400-78.9% |