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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,124 | $135,645-90.3% | $110,243-88.1% | $135,380-90.3% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -15.61% | 513.24%-528.8pp | 314.76%-330.4pp | 519.81%-535.4pp |
| Employer contribution / active EE | $2,638 | $4,907-46.2% | $3,827-31.1% | $4,779-44.8% |
| Participant deferral / active EE | $8,196 | $5,507+48.8% | $4,672+75.4% | $5,609+46.1% |
| Admin fee / account holder | $314 | $11,458-97.3% | $8,548-96.3% | $10,828-97.1% |