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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,952 | $162,812-82.2% | $133,971-78.4% | $158,966-81.8% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 15.21% | 41.94%-26.7pp | 45.09%-29.9pp | 302.95%-287.7pp |
| Employer contribution / active EE | $2,898 | $4,976-41.8% | $3,919-26.1% | $4,762-39.2% |
| Participant deferral / active EE | $7,191 | $5,910+21.7% | $5,047+42.5% | $5,983+20.2% |
| Admin fee / account holder | $3,270 | $11,741-72.1% | $8,929-63.4% | $11,250-70.9% |