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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,984 | $91,525+56.2% | $130,026+10.0% | $75,181+90.2% |
| Participation rate | 91.5% | 71.4%+20.0pp | 78.5%+13.0pp | 67.2%+24.3pp |
| Annual return | 4.81% | -631.40%+636.2pp | -137.26%+142.1pp | 160.69%-155.9pp |
| Employer contribution / active EE | $12,662 | $2,844+345.2% | $4,321+193.0% | $2,671+374.1% |
| Participant deferral / active EE | $6,848 | $4,342+57.7% | $5,821+17.7% | $4,126+66.0% |
| Admin fee / account holder | $1,735 | $6,778-74.4% | $10,608-83.6% | $5,650-69.3% |