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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,291 | $69,977+30.5% | $108,582-15.9% | $62,881+45.2% |
| Participation rate | 89.3% | 72.9%+16.4pp | 79.6%+9.7pp | 69.3%+20.0pp |
| Annual return | 0.77% | 10.73%-10.0pp | -51.70%+52.5pp | 20.14%-19.4pp |
| Employer contribution / active EE | $9,654 | $2,135+352.2% | $3,758+156.9% | $2,281+323.3% |
| Participant deferral / active EE | $3,666 | $3,165+15.8% | $4,311-15.0% | $3,203+14.4% |
| Admin fee / account holder | $2,773 | $5,076-45.4% | $7,645-63.7% | $4,296-35.5% |