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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,987 | $81,870+68.5% | $119,622+15.4% | $68,486+101.5% |
| Participation rate | 88.0% | 71.9%+16.1pp | 79.3%+8.7pp | 67.9%+20.1pp |
| Annual return | -24.33% | -23.82%-0.5pp | -14.98%-9.4pp | -7.85%-16.5pp |
| Employer contribution / active EE | $10,089 | $2,692+274.8% | $4,232+138.4% | $2,597+288.6% |
| Participant deferral / active EE | $5,808 | $4,148+40.0% | $5,601+3.7% | $4,028+44.2% |
| Admin fee / account holder | $1,337 | $6,583-79.7% | $10,328-87.1% | $5,404-75.3% |