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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,470 | $110,039+101.3% | $97,260+127.7% | $145,884+51.8% |
| Participation rate | 78.6% | 75.9%+2.7pp | 72.7%+5.9pp | 80.3%-1.7pp |
| Annual return | 20.57% | 244.44%-223.9pp | 75.54%-55.0pp | 551.85%-531.3pp |
| Employer contribution / active EE | $3,155 | $3,074+2.6% | $2,721+15.9% | $4,662-32.3% |
| Participant deferral / active EE | $7,511 | $4,674+60.7% | $4,262+76.3% | $6,690+12.3% |
| Admin fee / account holder | $3,227 | $6,204-48.0% | $5,640-42.8% | $13,392-75.9% |