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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,470 | $109,908+101.5% | $97,161+127.9% | $145,978+51.7% |
| Participation rate | 78.6% | 75.9%+2.6pp | 72.7%+5.9pp | 80.3%-1.7pp |
| Annual return | 20.57% | 243.80%-223.2pp | 75.36%-54.8pp | 550.52%-530.0pp |
| Employer contribution / active EE | $3,155 | $3,077+2.5% | $2,723+15.9% | $4,662-32.3% |
| Participant deferral / active EE | $7,511 | $4,679+60.5% | $4,265+76.1% | $6,690+12.3% |
| Admin fee / account holder | $3,227 | $6,213-48.1% | $5,647-42.9% | $13,400-75.9% |