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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,329 | $117,433-18.0% | $99,475-3.2% | $152,897-37.0% |
| Participation rate | 69.2% | 77.5%-8.3pp | 73.8%-4.6pp | 82.5%-13.2pp |
| Annual return | 16.73% | 31.87%-15.1pp | 30.72%-14.0pp | 345.43%-328.7pp |
| Employer contribution / active EE | $3,025 | $3,013+0.4% | $2,540+19.1% | $4,764-36.5% |
| Participant deferral / active EE | $3,976 | $4,086-2.7% | $3,619+9.9% | $5,851-32.0% |
| Admin fee / account holder | $4 | $7,634-99.9% | $6,252-99.9% | $11,599-100.0% |