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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,549 | $97,881-47.3% | $80,004-35.6% | $125,389-58.9% |
| Participation rate | 56.5% | 77.9%-21.3pp | 73.0%-16.5pp | 83.2%-26.7pp |
| Annual return | -0.91% | 9.36%-10.3pp | 7.63%-8.5pp | 282.24%-283.1pp |
| Employer contribution / active EE | $2,628 | $3,128-16.0% | $2,473+6.3% | $4,866-46.0% |
| Participant deferral / active EE | $3,392 | $3,744-9.4% | $3,204+5.9% | $5,352-36.6% |
| Admin fee / account holder | $5,359 | $6,278-14.6% | $5,033+6.5% | $9,541-43.8% |