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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,924 | $136,307+56.2% | $106,619+99.7% | $273,972-22.3% |
| Participation rate | 95.2% | 84.8%+10.5pp | 78.0%+17.2pp | 83.0%+12.2pp |
| Annual return | 11.59% | 11.05%+0.5pp | 9.42%+2.2pp | 41.46%-29.9pp |
| Employer contribution / active EE | $2,575 | $5,190-50.4% | $3,947-34.8% | $4,869-47.1% |
| Participant deferral / active EE | $6,877 | $4,969+38.4% | $3,930+75.0% | $5,287+30.1% |
| Admin fee / account holder | $4,191 | $8,625-51.4% | $6,418-34.7% | $10,133-58.6% |