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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,291 | $149,679+57.9% | $117,039+101.9% | $147,586+60.1% |
| Participation rate | 95.2% | 83.5%+11.7pp | 77.2%+18.1pp | 82.8%+12.4pp |
| Annual return | 13.11% | 19.31%-6.2pp | 18.95%-5.8pp | 578.59%-565.5pp |
| Employer contribution / active EE | $2,680 | $4,937-45.7% | $3,785-29.2% | $4,876-45.0% |
| Participant deferral / active EE | $7,127 | $4,912+45.1% | $3,929+81.4% | $5,439+31.0% |
| Admin fee / account holder | $4,834 | $7,856-38.5% | $5,974-19.1% | $10,886-55.6% |