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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,315 | $142,426+68.7% | $115,167+108.7% | $152,909+57.2% |
| Participation rate | 95.2% | 82.4%+12.9pp | 75.9%+19.3pp | 82.5%+12.8pp |
| Annual return | 17.77% | 41.48%-23.7pp | 35.60%-17.8pp | 345.46%-327.7pp |
| Employer contribution / active EE | $2,895 | $4,011-27.8% | $3,179-8.9% | $4,764-39.2% |
| Participant deferral / active EE | $6,975 | $5,165+35.0% | $4,169+67.3% | $5,851+19.2% |
| Admin fee / account holder | $3,878 | $8,464-54.2% | $7,089-45.3% | $11,601-66.6% |