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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,877 | $106,280-68.1% | $96,538-64.9% | $139,487-75.7% |
| Participation rate | 86.7% | 77.8%+8.8pp | 74.3%+12.3pp | 80.3%+6.3pp |
| Annual return | 15.58% | 38.48%-22.9pp | 35.74%-20.2pp | 373.84%-358.3pp |
| Employer contribution / active EE | $200 | $4,107-95.1% | $3,740-94.7% | $4,755-95.8% |
| Participant deferral / active EE | $3,115 | $5,457-42.9% | $4,880-36.2% | $6,713-53.6% |
| Admin fee / account holder | $1,135 | $7,888-85.6% | $6,737-83.2% | $11,407-90.1% |