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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,710 | $133,998-80.8% | $112,263-77.1% | $134,545-80.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -21.74% | 47.17%-68.9pp | 27.49%-49.2pp | 418.37%-440.1pp |
| Employer contribution / active EE | $257 | $4,040-93.6% | $3,636-92.9% | $4,742-94.6% |
| Participant deferral / active EE | $2,606 | $5,292-50.8% | $4,729-44.9% | $6,401-59.3% |
| Admin fee / account holder | $1,176 | $7,493-84.3% | $6,410-81.7% | $11,431-89.7% |