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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,042 | $107,368-73.0% | $92,915-68.7% | $152,909-81.0% |
| Participation rate | 94.1% | 79.8%+14.3pp | 76.0%+18.1pp | 82.5%+11.7pp |
| Annual return | 16.59% | 145.64%-129.1pp | 109.45%-92.9pp | 345.46%-328.9pp |
| Employer contribution / active EE | $243 | $4,222-94.2% | $3,653-93.4% | $4,764-94.9% |
| Participant deferral / active EE | $2,844 | $4,848-41.3% | $4,238-32.9% | $5,851-51.4% |
| Admin fee / account holder | $8,568 | $7,082+21.0% | $5,796+47.8% | $11,601-26.1% |