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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,479 | $124,330-77.9% | $109,173-74.8% | $167,536-83.6% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 13.58% | 26.04%-12.5pp | 25.75%-12.2pp | 478.82%-465.2pp |
| Employer contribution / active EE | $583 | $4,209-86.1% | $3,723-84.3% | $4,839-87.9% |
| Participant deferral / active EE | $3,892 | $5,256-26.0% | $4,654-16.4% | $6,342-38.6% |
| Admin fee / account holder | $11,920 | $7,974+49.5% | $6,755+76.5% | $12,315-3.2% |