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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY3+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $73,820 |
CISMOSKI, GREGORY V.2 years Service code 49 14301 FNB PKWY STE 306 · OMAHA, NE 681545299 | Other Services | $5,680 |
Filed as: PRINCIPAL SECURITIES INC Service code 49 · EIN 42-0941553 | Other Services | $4,017 |
WILSHIRE ASSOCIATES INCORPORATED3+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,018 | $198,457+69.3% | $170,435+97.2% | $147,586+127.7% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 14.59% | 257.30%-242.7pp | 205.94%-191.4pp | 578.59%-564.0pp |
| Employer contribution / active EE | $32,671 | $6,183+428.4% | $5,432+501.4% | $4,876+570.0% |
| Participant deferral / active EE | $22,617 | $5,629+301.8% | $4,939+357.9% | $5,439+315.8% |
| Admin fee / account holder | $998 | $16,852-94.1% | $13,881-92.8% | $10,886-90.8% |