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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $430,403 | $175,259+145.6% | $149,723+187.5% | $139,487+208.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 13.51% | 166.82%-153.3pp | 134.50%-121.0pp | 373.84%-360.3pp |
| Employer contribution / active EE | $37,885 | $5,478+591.5% | $4,821+685.8% | $4,755+696.8% |
| Participant deferral / active EE | $22,873 | $6,522+250.7% | $5,682+302.5% | $6,713+240.8% |
| Admin fee / account holder | $87,137 | $16,158+439.3% | $13,215+559.4% | $11,407+663.9% |