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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $524,685 | $217,432+141.3% | $185,851+182.3% | $167,553+213.1% |
| Participation rate | 90.0% | 86.1%+3.9pp | 81.7%+8.3pp | 82.1%+7.9pp |
| Annual return | 12.26% | 148.43%-136.2pp | 122.11%-109.8pp | 478.89%-466.6pp |
| Employer contribution / active EE | $29,742 | $5,874+406.3% | $5,168+475.4% | $4,840+514.5% |
| Participant deferral / active EE | $22,747 | $6,357+257.8% | $5,569+308.5% | $6,343+258.6% |
| Admin fee / account holder | $100,806 | $19,820+408.6% | $16,245+520.5% | $12,316+718.5% |