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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,227 | $154,193+38.3% | $130,045+64.0% | $139,466+52.9% |
| Participation rate | 93.8% | 82.0%+11.8pp | 78.5%+15.2pp | 80.3%+13.4pp |
| Annual return | 11.31% | 32.51%-21.2pp | -137.30%+148.6pp | 373.66%-362.4pp |
| Employer contribution / active EE | $12,496 | $5,292+136.1% | $4,321+189.2% | $4,754+162.8% |
| Participant deferral / active EE | $5,236 | $6,709-22.0% | $5,820-10.0% | $6,712-22.0% |
| Admin fee / account holder | $2,336 | $13,989-83.3% | $10,600-78.0% | $11,409-79.5% |