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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,117 | $131,835-7.4% | $108,582+12.5% | $273,972-55.4% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 0.59% | -91.57%+92.2pp | -51.70%+52.3pp | 41.46%-40.9pp |
| Employer contribution / active EE | $12,143 | $4,913+147.2% | $3,758+223.1% | $4,869+149.4% |
| Participant deferral / active EE | $4,663 | $5,127-9.1% | $4,311+8.2% | $5,287-11.8% |
| Admin fee / account holder | $5,223 | $10,253-49.1% | $7,645-31.7% | $10,133-48.5% |