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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,668 | $152,612-5.2% | $125,192+15.6% | $152,897-5.4% |
| Participation rate | 94.1% | 83.3%+10.8pp | 79.8%+14.3pp | 82.5%+11.7pp |
| Annual return | 5.22% | 54.85%-49.6pp | 43.79%-38.6pp | 345.43%-340.2pp |
| Employer contribution / active EE | $8,824 | $4,947+78.4% | $3,866+128.2% | $4,764+85.2% |
| Participant deferral / active EE | $4,810 | $5,868-18.0% | $4,937-2.6% | $5,851-17.8% |
| Admin fee / account holder | $5,417 | $13,437-59.7% | $9,704-44.2% | $11,599-53.3% |