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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,199 | $114,119-1.7% | $107,187+4.7% | $138,895-19.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 21.44% | 273.21%-251.8pp | 204.55%-183.1pp | 145.39%-124.0pp |
| Employer contribution / active EE | $13,751 | $4,059+238.8% | $3,782+263.6% | $4,194+227.9% |
| Participant deferral / active EE | $14,502 | $5,538+161.9% | $5,096+184.6% | $6,396+126.7% |
| Admin fee / account holder | $10,581 | $10,024+5.6% | $9,162+15.5% | $12,562-15.8% |