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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,308 | $133,981-69.9% | $112,249-64.1% | $134,532-70.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -18.22% | 47.16%-65.4pp | 27.48%-45.7pp | 418.27%-436.5pp |
| Employer contribution / active EE | $8,541 | $4,040+111.4% | $3,636+134.9% | $4,741+80.2% |
| Participant deferral / active EE | $8,344 | $5,292+57.7% | $4,729+76.4% | $6,401+30.4% |
| Admin fee / account holder | $2,869 | $7,492-61.7% | $6,412-55.3% | $11,429-74.9% |