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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,581 | $106,267-49.6% | $96,520-44.5% | $139,456-61.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 20.72% | 38.45%-17.7pp | 35.72%-15.0pp | 373.45%-352.7pp |
| Employer contribution / active EE | $6,947 | $4,105+69.2% | $3,739+85.8% | $4,753+46.2% |
| Participant deferral / active EE | $8,646 | $5,454+58.5% | $4,879+77.2% | $6,711+28.8% |
| Admin fee / account holder | $1,751 | $7,882-77.8% | $6,733-74.0% | $11,407-84.7% |