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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,827 | $165,361-63.2% | $149,715-59.4% | $158,950-61.7% |
| Participation rate | 89.5% | 84.6%+4.9pp | 82.5%+7.0pp | 82.0%+7.5pp |
| Annual return | 30.73% | 348.24%-317.5pp | 276.66%-245.9pp | 302.91%-272.2pp |
| Employer contribution / active EE | $9,919 | $5,103+94.4% | $4,645+113.6% | $4,762+108.3% |
| Participant deferral / active EE | $7,753 | $7,182+8.0% | $6,842+13.3% | $5,983+29.6% |
| Admin fee / account holder | $376 | $10,808-96.5% | $9,310-96.0% | $11,248-96.7% |