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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,827 | $165,381-63.2% | $149,730-59.4% | $158,966-61.7% |
| Participation rate | 89.5% | 84.6%+4.9pp | 82.5%+7.0pp | 82.0%+7.5pp |
| Annual return | 30.73% | 348.29%-317.6pp | 276.70%-246.0pp | 302.95%-272.2pp |
| Employer contribution / active EE | $9,919 | $5,104+94.3% | $4,645+113.5% | $4,762+108.3% |
| Participant deferral / active EE | $7,753 | $7,182+7.9% | $6,843+13.3% | $5,983+29.6% |
| Admin fee / account holder | $376 | $10,809-96.5% | $9,310-96.0% | $11,250-96.7% |