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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,853 | $138,072-76.2% | $123,549-73.4% | $135,382-75.7% |
| Participation rate | 57.1% | 84.7%-27.6pp | 82.3%-25.2pp | 82.6%-25.5pp |
| Annual return | -29.91% | 153.69%-183.6pp | 119.20%-149.1pp | 519.77%-549.7pp |
| Employer contribution / active EE | $8,092 | $5,152+57.1% | $4,628+74.8% | $4,779+69.3% |
| Participant deferral / active EE | $6,049 | $6,799-11.0% | $6,426-5.9% | $5,609+7.8% |
| Admin fee / account holder | $260 | $10,917-97.6% | $9,284-97.2% | $10,829-97.6% |