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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,736 | $157,276-71.6% | $141,177-68.3% | $152,885-70.7% |
| Participation rate | 80.0% | 84.8%-4.8pp | 82.5%-2.5pp | 82.5%-2.5pp |
| Annual return | 33.36% | 64.33%-31.0pp | 71.40%-38.0pp | 345.39%-312.0pp |
| Employer contribution / active EE | $8,841 | $5,262+68.0% | $4,736+86.7% | $4,763+85.6% |
| Participant deferral / active EE | $6,675 | $7,110-6.1% | $6,710-0.5% | $5,851+14.1% |
| Admin fee / account holder | $363 | $12,123-97.0% | $10,263-96.5% | $11,598-96.9% |