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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,784 | $159,978-68.9% | $147,041-66.1% | $145,978-65.9% |
| Participation rate | 86.4% | 84.0%+2.4pp | 82.2%+4.2pp | 80.3%+6.1pp |
| Annual return | 18.65% | 98.36%-79.7pp | 419.21%-400.6pp | 550.52%-531.9pp |
| Employer contribution / active EE | $4,473 | $5,288-15.4% | $4,935-9.4% | $4,662-4.0% |
| Participant deferral / active EE | $8,105 | $8,429-3.8% | $8,071+0.4% | $6,690+21.2% |
| Admin fee / account holder | $8,284 | $15,053-45.0% | $13,006-36.3% | $13,400-38.2% |