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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,083 | $98,776-38.2% | $149,745-59.2% | $79,856-23.5% |
| Participation rate | 89.3% | 75.8%+13.5pp | 82.5%+6.8pp | 69.6%+19.6pp |
| Annual return | 26.99% | 27.38%-0.4pp | 276.72%-249.7pp | 31.71%-4.7pp |
| Employer contribution / active EE | $6,607 | $3,217+105.4% | $4,646+42.2% | $2,471+167.4% |
| Participant deferral / active EE | $10,672 | $5,681+87.8% | $6,843+55.9% | $3,741+185.3% |
| Admin fee / account holder | $3,966 | $6,053-34.5% | $9,312-57.4% | $5,306-25.3% |