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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,294 | $148,629-66.8% | $135,982-63.7% | $139,487-64.7% |
| Participation rate | 92.3% | 83.9%+8.4pp | 81.9%+10.4pp | 80.3%+12.0pp |
| Annual return | -57.77% | 79.33%-137.1pp | 68.32%-126.1pp | 373.84%-431.6pp |
| Employer contribution / active EE | $9,698 | $5,247+84.9% | $4,859+99.6% | $4,755+104.0% |
| Participant deferral / active EE | $17,503 | $8,102+116.0% | $7,760+125.6% | $6,713+160.8% |
| Admin fee / account holder | $4,192 | $12,406-66.2% | $10,767-61.1% | $11,407-63.2% |